Teddy Bears come in all shapes and sizes. This is just one of my Wee-Pets Collection.

Start with a new image; 100X200, transparent, 16 million color. You will need to
use the Zoom to enlarge it so that you can work properly. I usually zoom to 400%
to give me a good working area.

Use your Paint Brush; size 1, shape square.

NOTE: Your bear can be any color you can imagine, just remember to outline him in
a darker color than you will use for the fill.

For this tutorial, I will be outlining in black and will be Flood Filling him with a brown,
but you can use any color you choose.

Now, start to make your outline using the sample below.

After you get him all outlined, SAVE now. I save as a .psp file and then duplicate
(SHIFT + D). This way, I have a main copy that I can use at a
later time to make more if needed.

Using the Magic Wand, click inside the body area and hold down the SHIFT key and click in the ears, arms and legs, then Flood Fill with #b08d3a. Go to Selections/Float. Then go to Effects/3D Effect/Cutout; Vertical & Horizontal 3, Opacity 50, Blur 3, color #6a5f46. Repeat Cutout changing the Vertical & Horizontal to -3 (minus 3). Selections/None.

NOSE: Using the Magic Wand, click inside the nose.
Flood Fill with Black (#000000). Selections/None.

BOW: Holding down the SHIFT key use the Magic Wand and click inside the four sections of the bow, then Flood Fill with the color of your choice. I am using #c52165.

Go to Selections/Float. Then go to Effects/3D Effect/Cutout; Vertical & Horizontal 3, Opacity 50, Blur 3, changing the color to #8e1a4b. Repeat Cutout changing the Vertical & Horizontal to -3 (minus 3). Do NOT deselect.

We need to add some dimension to the bow. Go to Effects/3D Effect/Inner Bevel and use the following setting.

Selections/Select None